Loan Program for MSMEs in Ukraine by Priority Sector
This program offers preferential loan terms for enterprises operating in specific sectors deemed by the National Bank of Ukraine as priority and strategically important.
Eligible Borrowers
Non-governmental organizations and private small and medium-sized enterprises (SMEs) with no more than 250 permanent employees and a gross revenue of no more than the equivalent of €5 million (based on the National Bank of Ukraine’s average annual exchange rate).
Loan Purpose
Sectors include agriculture, food industry, small hotel development, green tourism, restaurants and catering, light industry, energy efficiency and energy-saving projects, import substitution, productivity improvement, and job creation in underdeveloped/depressed regions.
Loan Currency
Hryvnia (UAH)
Maximum Loan Amount
€100,000 equivalent in UAH (for NGOs and MSMEs)
Interest Rate
In UAH:
- For investment loans: no more than the NBU’s discount rate + 5% annually.
- For working capital loans: no more than the NBU’s discount rate + 6% annually.
Loan Issuance Fee
No more than 1.5% of the loan amount.
Maximum Loan Term
- 3 years (for working capital replenishment)
- 5 years (for financing investments in fixed assets)
For more news, read [here].
For detailed information on grants and opportunities, read [here].